0,75%


per year management fee for Eurossima


0,75%


per year management fee for Netissima


0,85%


per year management fees in Free Management


0,95%


  per annum of management fees (including 0.10% of fees) in Mandate Management






Redemptions, payments, arbitrations ... we have the minimum amounts for these transactions. We are the cheapest online bank for your travels. Receive 1 checkbook per year delivered by simple mail. The total takes into account the cost of subscribing to an account formula and account maintenance fees, and also the discounts and cashbacks offered.



Advance, pledge ... how is it?




  • The advance: possible from 6 months after the subscription of your contract, it is about a loan with interests granted by the insurer. It must not exceed 60% of the amount of savings reached at the time of the advance. For more information, please write to us to obtain the conditions of grant and repayment detailed in the general regulation of the advances.
  • The pledge / delegation of debt: possible from 6 months after the subscription of your contract, it is about a loan with interests granted by the insurer. It must not exceed 60% of the amount of savings reached at the time of the advance. For more information, please write to us to obtain the conditions of grant and repayment detailed in the general regulation of the advances.



Insurance at OFFICIAL-BANK is cheap, and never hidden. The operation of the insurance is our guarantee: no additional charge for the entrance fee, no additional costs after payment to the insurance, and no additional exit fee. More than an online bank, OFFICIAL-BANK allows you to save and change management mode freely, without any cost!     
OFFICIAL-BANK guarantees you very attractive mandate fees and management fees on highly competitive Eurossima and Netissima euro funds. Discover the range of OFFICIAL-BANK investment funds. OFFICIAL-BANK answers all your questions about how the insurance works. Looking for a competitive real estate loan? Ready to switch to online banking? We have all the advantages on online banking OFFICIAL-BANK.


Price collection




  • The Observatory of Bank Rates is led by the Advisory Committee on the Financial Sector (CCSF), an organ of the Banque de France. It publishes, each year, a report on the evolution of tariffs compared to previous years.
  • For this, the observatory has tariff data for the entire French banking market. The collection and processing of these data, for metropolitan banks, has been entrusted to an independent consulting firm, Semaphore Conseil. The latter enters the information presented on the price tags posted online by the brands on their websites, by limiting themselves to the 11 most frequently invoiced tariff lines presented in the standard extract.

BANKING COMPARATIVES

up to 0.85% TEAG

Personal loan

up to 1.99% TEAG

Auto / motorcycle loan

up to 1,22% of TEAG

Mortgage